Payment Transaction Services

In the modern economy, international trade has become essential for businesses of all sizes across the world. It is no longer a question of growth; in many cases it is a question of survival. Whenever an exchange of capital, goods, or services takes place across international borders, a crucial element is the payment process.

Sepaga can improve your financial performance and allow you to increase international business by reducing the associated costs, risks and delays in the international payment process. We can also improve your customer and supplier relationships by allowing you to trade in the currency of their choice.

• You can access your accounts anywhere in the world on-line 24 hours a day, 365 day a year
• You can send and receive money internationally, instantaneously and at a cost lower than most banks
• You can create IBAN's (International Bank Account Number) for each of your customers for the receipt of international payments
• You can create sub-accounts on-line immediately, to give a single access for receiving or sending funds for all accounts and all currencies
• You can use the currency that your suppliers and customers use
• You can profit from immediate delivery of foreign currency at rates better than those given by banks
• You can enjoy the security of our own and our associated companies, licensed and regulated financial institutions

Receiving Money

By opening an account with Sepaga you can market the fact that you accept and send payments in multiple international currencies. For small corporations world-wide this is a huge advantage over their competition who oblige customers to trade in a specific currency. By maintaining and using your funds in the currency that they were sent, you will vastly reduce your risk of loss on exchange and the cost of making that exchange.

And your payments can come into your accounts via :

• Wire Transfers to various banks around the world
• Sepa payments in
• Wallet Systems
• Remittances via international bank payments and retail stores
• Credit card payments to your Merchant Account

Sending Money

Make Payments anywhere around the world in various currencies all from your own computer screen:

• Wire transfers
• Sepa payments
• Wallet transfers
• Remittances to suppliers and customers via ACH , Billpay, and store payments
• Direct to card payments

Exchange Currencies

By maintaining and using your funds in the currency that they were sent, you will vastly reduce your risk of loss on exchange and the cost of making that exchange. Sepaga handles dozens of major currencies and you can open accounts in each type. If you need to exchange into other currencies, simply make an online order and have that currency available for your payment in our account.

Internal Transfers

When you trade with other Sepaga customers, you will profit from the speed, security and low cost of an internal transfer. That is why you can create a Community of Business Interest with your suppliers and customers who will open accounts with Sepaga. From then on, transactions with these members of your community will be:

• Immediate
• Secure
• Confidential
• Low Cost